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    <title>links.lmorchard.com - #credit</title>
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    <description>Recent bookmarks tagged #credit</description>
    <lastBuildDate>Mon, 02 Nov 2026 08:24:54 +0000</lastBuildDate>
    <item>
      <title>Is Layaway Ever a Good Idea?</title>
      <link>http://lifehacker.com/5860490/is-layaway-ever-a-good-idea</link>
      <description>Imagine a mother going to Wal-Mart on Oct. 17 and buying $100 worth of Christmas toys. She makes a down payment of $10 and pays a $5 service fee. Over the next two months she pays off the rest. In effect, she is paying $5 in interest for a $90 loan for two months: the equivalent of a credit card with a 44 percent annual percentage rate, a level most of us would consider predatory.&lt;br/&gt;&#xA;&lt;p&gt;&lt;strong&gt;Tags:&lt;/strong&gt; #credit #economy #layaway #walmart&lt;/p&gt;</description>
      <pubDate>Fri, 18 Nov 2011 22:51:22 +0000</pubDate>
      <guid isPermaLink="false">linkding-ssg:bookmark:19771</guid>
      <category>credit</category>
      <category>economy</category>
      <category>layaway</category>
      <category>walmart</category>
    </item>
    <item>
      <title>Wired subscriber gets a jolt</title>
      <link>http://sfgate.com/cgi-bin/article.cgi?f=/c/a/2005/07/08/BUGF1DKKFM1.DTL</link>
      <description>&#39;&#34;It&#39;s probably something we shouldn&#39;t have done,&#34; Timko said of using the collection agency to pressure readers. &#34;It&#39;s not something we want to continue. &#34;&#39;&lt;br/&gt;&#xA;&lt;p&gt;&lt;strong&gt;Tags:&lt;/strong&gt; #credit #magazines #morons&lt;/p&gt;</description>
      <pubDate>Sat, 09 Jul 2005 17:25:34 +0000</pubDate>
      <guid isPermaLink="false">linkding-ssg:bookmark:4976</guid>
      <category>credit</category>
      <category>magazines</category>
      <category>morons</category>
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